KEMBA will be closed on Friday, July 4, 2025 to observe Independence Day.

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Accounts That Fit Your Life

At KEMBA, we offer a variety of account options designed to help you manage your money, reach your goals, and make everyday banking easier—right here in Indianapolis. Whether you’re looking to save, spend, or grow your finances, we’ve got the right account for you. Explore your options below!

KEMBA offers accounts for the whole family!

Saving Accounts

Checking Accounts

Visa Debit Card

Kids Account

Teen Accounts

Membership Referral Program

See what our members have to say about KEMBA:

I joined KEMBA in 1959. The credit union was located on Kroger Bakery property in a trailer. The employees are very friendly and helpful. I financed my first car at KEMBA and many thereafter. KEMBA financed my home, and many, many other loans. I would say I am one of the oldest members. My relationship with KEMBA has always been excellent. If a prize was awarded to the oldest member, I would certainly be a top candidate, LOL.I retired from the Kroger Bakery, and I intend to continue be a member, and hopefully one day I will be the oldest member!
RogerMember since 1959
During a difficult time, when credit availability was extremely scarce to come by, Ashley helped to bring us back from the brink. A consummate professional who provided the lifeline that brought us back into financial security and stability. If you want better financial stability and unbelievably service minded folks who ACTUALLY care about the PEOPLE who make up the lifeline of a financial security institution; then I’d go KEMBA. Ask for Elliot or Ashley!
AndrewMember since 2019
I’ve had a great experience banking with KEMBA Credit Union. Their customer service is always friendly, helpful, and easy to reach, whether I’m in a branch or calling with a question. I appreciate how convenient their online and mobile banking is—it makes managing my money simple and stress-free. KEMBA feels like a credit union that truly cares about its members, and that’s why I continue to bank with them.
JayMember since 2010
My experience with KEMBA Credit Union has been great. KEMBA helped me consolidate a couple of high interest loans.  I was paying over 29% interest.  Now I have a more affordable loan paying only 9% interest saving me almost $300 a month! The staff is professional, courteous and always willing to help their members any way they can. KEMBA has programs in place to help educate members on smart banking as well as how to manage credit.  I recommend KEMBA Credit Union to anyone looking for a good banking institution!
JohnMember since 2015
I went to KEMBA and talked to Ashley about my financial situation.  Then she told me KEMBA can help me save a lot of money.  We sat down and added up all my debts.  KEMBA ended up saving me over $4,000!  No other bank said they could help me.  KEMBA did and that’s why I will continue to recommend relationships with KEMBA Credit Union!
JoshuaMember since 2015
I opened an account with KEMBA specifically for an auto loan. Top to bottom, great service and knowledgeable staff. Once the vehicle was paid off, I received the title in the mail within 3 weeks. Looking forward to financing my next vehicle through KEMBA when the time comes. I would recommend to anyone with banking needs
LouisMember since 2017

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USA Patriot Act

In accordance with Section 326 of the USA Patriot Act, applicants for new accounts are required to provide current, valid picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be required for current account holders if original documentation was not obtained with the opening of the account.  In all cases, protection of our members identity and confidentiality is our pledge to you. We support all efforts to protect and maintain the security of our members and our country.

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©2025 KEMBA Indianapolis Credit Union

KEMBA Indianapolis Credit Union 444 S. Shortridge Road Indianapolis, Indiana 46219

(317) 351-5235
[email protected] NMLS#794595

Routing & Transit: 274074163