KEMBA YOUTH ACCOUNTS

KEMBA youth accounts help and encourage members to start saving early for your child’s future! Kids 12 and under should start learning about saving money now! This will help them learn good money management skills at an early age. A parent, guardian, grand parent or responsible adult will also be an owner of the youth account. Deposits can be made in person, by automatic transfer or by direct deposit so helping them save is easy!

A youth account will grow with your child! Once a member, always a member. When the time comes, add a checking account to start teaching responsible spending habits.

Automate their allowance from your direct deposit
transfer funds from your KEMBA account
Have a place to save for their education
Have access to our FREE coin counter for piggy bank money
Invitations to special events

The minimum opening deposit for a youth account is $5. From there, you can add other products and services too! For example:

Open a Holiday Club for each child for their holiday spending
Coverdell education savings account
Special Savings for their first car
Certificate of deposit

Every child is eligible for Youth Certificate of Deposit earning a special rate!

Saving for your child’s future is one of the most important things you can do. KEMBA wants to help! Our youth certificate offers an outstanding way to get the most from your saving efforts. Any child between 8-17 can start a certificate with a maximum deposit amount of $1,000. The certificate will mature on their 18th birthday and automatically transfer to their KEMBA savings account. Speak to a KEMBA representative for more information about this offer!

*APY= Annual Percentage Yield. Youth CD offers a special rate, see the Deposit Rates link a the bottom of the page. Primary account owner must be between the ages of 8 and 18. The certificate automatically matures on the child’s 18th Birthday. Certificate must remain on deposit the full term to earn any dividends. With the exception of the rules, all other certificate rules and disclosures apply.

You’ve come to the right place for fun activities! Download and print the pages below. Share a picture of your child doing these activities on our social media pages!

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KEMBA will be closed on Monday, February 20, 2023 to observe Presidents Day. We will return on Tuesday, February 21, 2023 at 9:00 a.m.

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©2023 KEMBA Credit Union

444 S. Shortridge Road Indianapolis, Indiana 46219

(317) 351-5235 [email protected] NMLS#794595