About Us

KEMBA Indianapolis Credit Union is here for your local banking & lending needs!

On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis.  The credit union was started by a group of Kroger employees who needed a safe place to save and borrow.  KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.  There are other “KEMBAs” around the country.  They are our sister credit unions.  We are each individual entities that were originally established to serve Kroger employees in our markets.

Our office is located on the east side of Indianapolis.  Just outside of the historic neighborhood of Irvington, we are near Kroger manufacturing facilities.  We are proud to be part of the east side community! 

Now, almost anyone in Central Indiana can join KEMBA!  Residents and workers in these Central Indiana counties are eligible to become members:

  • Marion (excluding Pike Township)
  • Boone
  • Hamilton
  • Hancock
  • Hendricks
  • Johnson
  • Madison
  • Morgan
  • Shelby

Chances are, if you’re reading this page you are currently a member or you are looking to become one!  We welcome you!  Browse around to learn about our products and services.  If you have any questions feel free to contact us, we’re happy to help.  You can start your membership application with the button below anytime!

What is a credit union
Hours & Locations
ATM & Shared Branch Locations
Contact us
Privacy notice
Fee schedule

KEMBA Indianapolis Credit Union partners with American Share Insurance.

By member choice, KEMBA partners with ASI (American Share Insurance).  They are the nations largest provider of private insurance.  As a KEMBA member, your account(s) will be insured up to $250,000, regardless of how many accounts one member holds.  Since 1974, the name ASI has been interchangeable with strength and trust.  No credit union member has ever lost money in an ASI-insured account!

ASI insures accounts for more than 1.2 million credit union members, including those at KEMBA Indianapolis Credit Union. Unlike other financial insurance providers, ASI is very careful about the clientele it chooses. It only insures credit unions that carry minimum risks. Meaning, they will not insure credit unions that are heavily invested in mortgage-backed securities, exotic investments or risky investments that have a history of failure.

Choosing an ASI-insured credit union should give you peace of mind for two reasons. One, your assets are safely insured by ASI when you put it in a KEMBA Credit Union account. Two, ASI wouldn’t insure KEMBA Indianapolis Credit Union if our business practices weren’t in line with their risk reduction strategies.

ASI American Share Insuarance
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