KEMBA will be closed on Monday, September 2nd to observe Labor Day.

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KEMBA Indiana Credit Union is Here for Your Local Banking & Lending Needs

KEMBA’s mission is to provide a secure and trustworthy place for individuals to save and borrow.


On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”. There are other “KEMBAs” around the country. They are our sister credit unions. We are each individual entities that were originally established to serve Kroger employees in our markets.

Explore More About KEMBA

If KEMBA isn’t located directly in your neighborhood, we offer many convenient ways to bank with KEMBA in Indianapolis or across the country.

Find us near you

Contact a KEMBA representative to assist you with your account(s) and answer your questions.

Call or email us

KEMBA Credit Union is a not-for-profit financial institution that is owned and controlled by its members. Credit unions provide financial services and products to their members and often offer better rates and lower fees compared to traditional banks.

Learn more about KEMBA CREDIT UNION

See the KEMBA Credit Union privacy notice here. We promise to keep your personal information safe, secure and only use it for business related to KEMBA.

Privacy Notice

View our KEMBA Fee Schedule listing

Fee Schedule



Now, almost anyone in Central Indiana can join KEMBA! Residents and workers in these Central Indiana counties are eligible to become members:


By member choice, KEMBA partners with ASI (American Share Insurance). They are the nations largest provider of private insurance. As a KEMBA member, your account(s) will be insured up to $250,000, regardless of how many accounts one member holds. Since 1974, the name ASI has been interchangeable with strength and trust. No credit union member has ever lost money in an ASI-insured account!


ASI insures accounts for more than 1.2 million credit union members, including those at KEMBA Indianapolis Credit Union. Unlike other financial insurance providers, ASI is very careful about the clientele it chooses. It only insures credit unions that carry minimum risks. Meaning, they will not insure credit unions that are heavily invested in mortgage-backed securities, exotic investments or risky investments that have a history of failure.


Choosing an ASI-insured credit union should give you peace of mind for two reasons. One, your assets are safely insured by ASI when you put it in a KEMBA Credit Union account. Two, ASI wouldn’t insure KEMBA Indianapolis Credit Union if our business practices weren’t in line with their risk reduction strategies.

ASI American Share Insuarance
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