Checking Options

It pays to have a KEMBA checking account!

KEMBA has the checking account to fit your needs.  You’ll enjoy all the tools and accessibility we offer.  Plus, our Visa debit card gives you  quick, easy and convenient access to make purchases  and surcharge-free access at over 65,000 free ATMs!

Make Switching Easy

Premium Checking 

Our Premium Checking account pays a premium rate* on balances up to $5,000! Use our convenient services every month to qualify for dividend earnings.

Qualify By:

  • Subscribing to eStatements
  • Being enrolled for MyBranch Online Banking
  • Sending 2 MyBranch Bill Payments each month
  • Receive a Direct Deposit
  • Use your Visa debit card at least 8 times by signing for the purchase
premium checking

*To earn the premium rate during the statement cycle, you must complete 8 signature based debit card purchased with your KEMBA VISA Debit Card; receive your statement electronically; log in to MyBranch online banking and pay 2 or more bills online; and have one or more direct deposits into your account. If all account requirements are not met during the statement cycle, the rate will be 0.00% Annual Percentage Yield  for that statement cycle. Statement cycle begins on the first calendar day of the month and ends on the last calendar day of the month. Please check the current truth in savings disclosure for current rate. There is a limit of 1 (one) Premium Checking account per household. Any balance exceeding $5,000 is not eligible for dividend earnings.

Teen Checking

Start your 15-17 year old off on the right foot with a Teen Checking account! Help them get started on the path to their financial future!  A parent or guardian must be a joint owner on Teen Checking accounts.  Your teen will enjoy convenient access with a Visa Debit Card, MyBranch online banking and our MyMobile smart phone app!

teen accounts

Full Circle Account

If you’ve had mistakes in the past with other institutions, we may be able to help you start fresh with a Full Circle Checking or Savings Account.  These accounts offer you a second chance at having a relationship with a financial institution because we understand things happen.  We are here to help you get back on track.  Speak to a KEMBA representative for complete details about this account!

full circle account