*To earn the premium rate during the statement cycle, you must complete 8 signature based debit card purchased with your KEMBA VISA Debit Card; receive your statement electronically; log in to MyBranch online banking and pay 2 or more bills online; and have one or more direct deposits into your account. If all account requirements are not met during the statement cycle, the rate will be 0.00% Annual Percentage Yield for that statement cycle. Statement cycle begins on the first calendar day of the month and ends on the last calendar day of the month. Please check the current truth in savings disclosure for current rate. There is a limit of 1 (one) Premium Checking account per household. Any balance exceeding $5,000 is not eligible for dividend earnings.