Account Takeover: How Scammers Get In—and How to Stop Them Account takeover happens when a fraudster gains access to your financial or online accounts and takes control without your permission. This type of fraud often starts quietly, using stolen information from previous scams or data breaches....
Debit or Credit? How Cards Really Work and Which Option to Choose When you first get your own card, it feels like a major step toward independence. But then you go to check out at the store and the screen asks: Debit or Credit? If you’re...
Spotting Fake Checks, Prize Scams, and Overpayment Tricks Scammers are always finding new ways to make fraud look legitimate—and fake checks and “too good to be true” payments are some of the most common. Whether it’s an unexpected prize, a job opportunity, or an overpayment that...
Your First Car Fund: Saving Tips for your first car purchase. Getting your first car feels like freedom. No more waiting on rides, no more begging for a pickup, and plenty of new adventures ahead. But before you can hit the road, you have to figure...
Phishing, Smishing, and Vishing: How Scammers Try to Reach You Scammers don’t always break into accounts—they often trick people into giving information away. Phishing, smishing, and vishing are common tactics used to steal personal and financial information through messages and phone calls. Knowing how these scams...
Smart Money Habits Before Graduation Graduation is right around the corner, and with it comes a whole new chapter of life. Whether you’re planning to go to college, jump straight into a career, or take another path, one thing is certain: money will play a big...
Safe Use Tips for Peer-to-Peer Payments: Zelle®, Venmo®, and Cash App® Peer-to-peer (P2P) payment apps like Zelle®, Venmo®, and Cash App® make sending money fast and convenient. Whether you’re paying a friend back for dinner or splitting household expenses, these tools are great—when used wisely. Understanding...
Spending Traps: How Young Adults Waste Money and How to Stop Managing money as a young adult feels exciting—you finally have your own cash from a job, allowance, or gifts. However, it’s easy to fall into spending traps that drain your wallet quickly. The good news...
How to Create Strong Passwords and Use Two-Factor Authentication Your passwords are often the first line of defense between your personal information and fraudsters. From online banking and email to shopping and social media, weak or reused passwords can make it easy for criminals to gain...
Your First Job: What to Know About Paychecks, Taxes, and Direct Deposit Landing your first job is exciting. You finally get to earn your own money, have a little independence, and save up for things you really want. But then that first paycheck arrives… and suddenly...
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