KEMBA Indianapolis Credit Union will be closed on Monday, January 19, 2026 to observe Dr. Martin Luther King Jr. Day

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Big Bank Benefits. Local, Personalized Service.

At KEMBA Indianapolis Credit Union, we combine the tools and convenience of a big bank with the personalized, community-focused service you deserve. Whether you need a checking account, a car loan, or just better support—KEMBA is here to help.

 

If you live or work in Central Indiana, you’re eligible to join!

Thank you for visiting us! We’re excited to have you here to learn about KEMBA Indianapolis Credit Union! Please, look at all we have to offer. We hope to make you one of our newest members! Please let us know if we can assist you in any way.

Why Choose KEMBA Indianapolis CU

Almost everyone that lives or works in Central Indiana can be a KEMBA member. Our personalized service is unmatched! We have all of the products and services to meet your financial needs.

  • Friendly, local service from people who care
  • FREE checking that pays you dividends
  • Easy to use online & mobile banking with other e-services
  • Nationwide branch and ATM access
  • Fast & easy lending options

Where is KEMBA Indianapolis CU

KEMBA is conveniently located near you! Plus, we offer more than 5,000 CO-OP shared branches and over 60,000 surcharge-free ATMs nationwide!

Locations & Hours

What's Offered at KEMBA Indianapolis CU

We offer a variety of accounts to help you save and spend. View our Accounts to learn about all of the types we offer. We have accounts for the whole family! We have many free Services to give you access to manage your accounts. You’ll have access to your accounts wherever you are. Plus, when you need to visit us, we’re never far away!

KEMBA Accounts
KEMBA E-Services

Let us be your one stop for your financial needs. With our competitive rates, we’re sure to have Loans  to fit your needs. We make the borrowing process simple, quick and easy! We love to help our members save money. We offer a FREE credit review process with certified credit union financial counselors!

KEMBA Loans
KEMBA Credit Union

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Are you ready to experience a better way to bank and borrow? You can open your account online now!

 

We look forward to helping you achieve your financial goals!

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Who to Contact at KEMBA Indianapolis CU

If you need assistance or have any questions, you can easily connect with one of our friendly, local call center representatives at 317.351.5235, with our Live-Chat, or by sending us an email to [email protected].

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See what our members have to say about KEMBA:

I joined KEMBA in 1959. The credit union was located on Kroger Bakery property in a trailer. The employees are very friendly and helpful. I financed my first car at KEMBA and many thereafter. KEMBA financed my home, and many, many other loans. I would say I am one of the oldest members. My relationship with KEMBA has always been excellent. I retired from the Kroger Bakery, and I intend to continue be a member, and hopefully one day I will be the oldest member!
RogerMember since 1959
During a difficult time, when credit availability was extremely scarce to come by, Ashley helped to bring us back from the brink. A consummate professional who provided the lifeline that brought us back into financial security and stability. If you want better financial stability and unbelievably service minded folks who ACTUALLY care about the PEOPLE who make up the lifeline of a financial security institution; then I’d go KEMBA. Ask for Elliot or Ashley!
AndrewMember since 2019
I’ve had a great experience banking with KEMBA Credit Union. Their customer service is always friendly, helpful, and easy to reach, whether I’m in a branch or calling with a question. I appreciate how convenient their online and mobile banking is—it makes managing my money simple and stress-free. KEMBA feels like a credit union that truly cares about its members, and that’s why I continue to bank with them.
JayMember since 2010
My experience with KEMBA Credit Union has been great. KEMBA helped me consolidate a couple of high interest loans.  I was paying over 29% interest.  Now I have a more affordable loan paying only 9% interest saving me almost $300 a month! The staff is professional, courteous and always willing to help their members any way they can. KEMBA has programs in place to help educate members on smart banking as well as how to manage credit.  I recommend KEMBA Credit Union to anyone looking for a good banking institution!
JohnMember since 2015
I went to KEMBA and talked to Ashley about my financial situation.  Then she told me KEMBA can help me save a lot of money.  We sat down and added up all my debts.  KEMBA ended up saving me over $4,000!  No other bank said they could help me.  KEMBA did and that’s why I will continue to recommend relationships with KEMBA Credit Union!
JoshuaMember since 2015
I opened an account with KEMBA specifically for an auto loan. Top to bottom, great service and knowledgeable staff. Once the vehicle was paid off, I received the title in the mail within 3 weeks. Looking forward to financing my next vehicle through KEMBA when the time comes. I would recommend to anyone with banking needs
LouisMember since 2017
I have been a KEMBA Credit Union member since 1980. I wouldn't go anywhere else for my banking needs, Everyone is nice and helpful!
SandraMember since 1980
I've been a member for 30+ years. KEMBA has helped me purchase vehicles when no one else would. From the beginning, they have helped me in my time of need. From personal loans to auto loans. They helped me establish credit, when everyone else would not give me the opportunity. I will always be a member! I encourage others to join. Thank You KEMBA!
James WMember since 1989
I have been a member for over 15 years. Two checking accounts, a savings account, an IRA and two car loans. If there is an issue, which is rare, it’s taken care of quickly. Jenn is very efficient and fun to work with. They make banking easy!
ChristineMember since 2010

All loans are subject to credit approval and underwriting criteria.

 

By member choice, KEMBA partners with ASI (American Share Insurance). They are the nations largest provider of private insurance. As a KEMBA member, your account(s) will be insured up to $250,000, regardless of how many accounts one member holds. Since 1974, the name ASI has been interchangeable with strength and trust. No credit union member has ever lost money in an ASI-insured account!

 

ASI insures accounts for more than 1.2 million credit union members, including those at KEMBA Indianapolis Credit Union. Unlike other financial insurance providers, ASI is very careful about the clientele it chooses. It only insures credit unions that carry minimum risks. Meaning, they will not insure credit unions that are heavily invested in mortgage-backed securities, exotic investments or risky investments that have a history of failure.

 

Choosing an ASI-insured credit union should give you peace of mind for two reasons. One, your assets are safely insured by ASI when you put it in a KEMBA Credit Union account. Two, ASI wouldn’t insure KEMBA Indianapolis Credit Union if our business practices weren’t in line with their risk reduction strategies.

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Existing Members
Non Members

All loans are subject to credit approval and underwriting criteria. Membership with KEMBA is required. If you are a non member, applying for a loan will also initiate a membership application.