KEMBA will be closed on Friday, July 4, 2025 to observe Independence Day.

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KEMBA is Here for Your Financial Needs!

KEMBA Indianapolis Credit Union was founded on October 9, 1933, by a group of Kroger employees who needed a safe, reliable place to save and borrow. Originally created to serve Kroger employees and their families in the Indianapolis area, KEMBA stands for Kroger Employee Mutual Benefits Association. While there are other KEMBA credit unions across the country, each one—including ours—is independently operated and focused on serving its local community. Our mission remains the same: to provide a secure, trustworthy place for individuals to manage their finances.

The Who, What, When & Where of KEMBA

If KEMBA isn’t located directly in your neighborhood, we offer many convenient ways to bank with KEMBA in Indianapolis or across the country.

Location Information

Contact a KEMBA representative to assist you with your account(s) and answer your questions.


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KEMBA Credit Union is a not-for-profit financial institution that is owned and controlled by its members. Credit unions provide financial services and products to their members and often offer better rates and lower fees compared to traditional banks.


Learn more about KEMBA Credit Union

See the KEMBA Credit Union privacy notice here. We promise to keep your personal information safe, secure and only use it for business related to KEMBA.


Privacy Notice

View our current Fee Schedule


Fee Schedule

Join

KEMBA

Now, almost anyone in Central Indiana can join KEMBA! If you live or work in these Central Indiana counties, you are eligible to become a member:

 

See what our members have to say about KEMBA:

KEMBA Indianapolis Credit Union is Privately Insured with American Share Insurance 
By member choice, KEMBA partners with ASI (American Share Insurance). They are the nations largest provider of private insurance. As a KEMBA member, your account(s) will be insured up to $250,000, regardless of how many accounts one member holds. Since 1974, the name ASI has been interchangeable with strength and trust. No credit union member has ever lost money in an ASI-insured account!

 

ASI insures accounts for more than 1.2 million credit union members, including those at KEMBA Indianapolis Credit Union. Unlike other financial insurance providers, ASI is very careful about the clientele it chooses. It only insures credit unions that carry minimum risks. Meaning, they will not insure credit unions that are heavily invested in mortgage-backed securities, exotic investments or risky investments that have a history of failure.

 

Choosing an ASI-insured credit union should give you peace of mind for two reasons. One, your assets are safely insured by ASI when you put it in a KEMBA Credit Union account. Two, ASI wouldn’t insure KEMBA Indianapolis Credit Union if our business practices weren’t in line with their risk reduction strategies.

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