KEMBA members have access to track credit score and credit monitoring with Credit Sense! Making sure the information that is reported on your credit report is correct is a great way to help prevent fraud, manage your finances and potentially save you money! Lower credit scores due to missed payments, collections or incorrect information make you a higher risk to lend to. Tracking your score and watching your credit report is a great way to boost your score. Staying informed of your current financial picture with constant credit monitoring can help you prepare for the future!