KEMBA will be closed on Friday, July 4, 2025 to observe Independence Day.

MyBranch Online Banking |

SKIP-A-PAY OFFERS A LITTLE BREATHING ROOM WHEN YOU NEED IT!

When money gets tight, KEMBA’s Skip-a-Pay program can give you some breathing room. Unlike many lenders, we offer eligible borrowers the chance to skip a loan payment—just one more benefit of borrowing with KEMBA. Once your request is approved, the $25 processing fee is simply added to your loan balance—no upfront costs required. It’s simple, easy, and gives you the flexibility to use your payment money however you need.

Benefits of the KEMBA Skip-A-Pay Program

How to request a Skip-A-Pay for a KEMBA Loan?

When you’re ready, just complete and submit the Skip-a-Pay request form below—it’s quick and easy!
To allow time for processing, please make sure your request is submitted at least 10 days before your loan payment is due. Once we review your eligibility and apply the $25 processing fee to your loan balance, your payment will be officially skipped. If you have any questions or need assistance, we’re here to help!

KEMBA Skip-A-Pay Program Disclosure

Your KEMBA Loans must be in good standing to take advantage of this offer.  Skip A Pay is available once in a 12-month period per loan.  Use of Skip A Pay extends the term of your loan.  Any GAP, Credit Life or Disability payment protection added to your loan remains effective through the original maturity date.  Sorry, Mortgage loans, including home equity, are not eligible for Skip A Pay.

If your payment transfer comes from another institution, the transfer will still happen.  Rather than applying the funds to your loan, we will then deposit those funds into your KEMBA savings account for easy access!

Skip-A-Pay Request

Submit a request to skip-a-payment on your KEMBA loan now!

"*" indicates required fields

Primary Member Name * Required
Choose the type of loan you wish to skip your payment for.
Enter your loan number only. Do not include your member/ account number. (Loan number can be found on your statement or MyBranch overview. Example: XXXXXX-31) For a KEMBA Credit Card, enter CC as your loan number.
No matter how you pay (weekly, bi-weekly, semi-month or monthly) you can skip a whole calendar month. Please choose the month you wish to skip.
By submitting, we will verify your eligibility for skip a payment. If you qualify, a $25 fee will be added to your loan balance. Your due date will be advanced. The next due date following the month of your requested skip a payment will be your new due date. You authorize KEMBA to extend your final loan payment by one month. Interest will continue to accrue during the month you have chosen to skip a payment. A KEMBA Advisor will contact you to let you know if you are approved. Requests must be received 10 business days prior to your due date of the month requesting to skip. Ancillary products will end based on the original maturity date of your contract.