KEMBA Indianapolis Credit Union will be closed on Monday, February 16, 2026 to observe Presidents Day.

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Skip A Pay. Keep Your Cash Flow Moving.

When you need a little extra flexibility, A KEMBA Skip-A-Pay lets you pause a loan payment and use that money where it matters most.

 

It’s quick, simple, and designed to give you breathing room when you need it.

Request a Skip A Pay
KEMBA Skip A Pay

Benefits of the KEMBA Skip-A-Pay Program

  • Keep more cash when you need it
  • Quick and simple request process
  • Avoid late fees and stay in good standing
  • Available for mayn KEMBA loan types
  • Enjoy a flexible benefit many lenders don’t offer—just for being part of KEMBA

How KEMBA Skip A Pay Works

  • Submit your request at least 10 days before your due date
  • We review the request and your eligibilty
  • $25 Skip A Pay fee added to your loan
  • Your payment is skipped and added to the end of your loan

KEMBA Skip-A-Pay Program Disclosure

Your KEMBA Loans must be in good standing to take advantage of this offer.  Skip A Pay is available once in a 12-month period per loan.  Use of Skip A Pay extends the term of your loan.  Any GAP, Credit Life or Disability payment protection added to your loan remains effective through the original maturity date.  Sorry, Mortgage loans, including home equity, are not eligible for Skip A Pay.

If your payment transfer comes from another institution, the transfer will still happen.  Rather than applying the funds to your loan, we will then deposit those funds into your KEMBA savings account for easy access!

Skip-A-Pay Request

Submit a request to skip-a-payment on your KEMBA loan now!

"*" indicates required fields

Primary Member Name * Required
Choose the type of loan you wish to skip your payment for.
Enter your loan number only. Do not include your member/ account number. (Loan number can be found on your statement or MyBranch overview. Example: XXXXXX-31) For a KEMBA Credit Card, enter CC as your loan number.
No matter how you pay (weekly, bi-weekly, semi-month or monthly) you can skip a whole calendar month. Please choose the month you wish to skip.
By submitting, we will verify your eligibility for skip a payment. If you qualify, a $25 fee will be added to your loan balance. Your due date will be advanced. The next due date following the month of your requested skip a payment will be your new due date. You authorize KEMBA to extend your final loan payment by one month. Interest will continue to accrue during the month you have chosen to skip a payment. A KEMBA Advisor will contact you to let you know if you are approved. Requests must be received 10 business days prior to your due date of the month requesting to skip. Ancillary products will end based on the original maturity date of your contract.

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Existing Members

Existing Members- Login to MyBranch online banking to complete the application.

Non Members

Not a member? Use this application to submit your loan request.

All loans are subject to credit approval and underwriting criteria. Membership with KEMBA is required. If you are a non member, applying for a loan will also initiate a membership application.