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Skip A Pay

Add some extra cash to your pocket with KEMBAs Skip-a-Pay* program!

When money is tight what do you do? KEMBAs Skip-a-Pay is a great option for our borrowers!  Not every lender offers this great opportunity!  Another advantage of borrowing with KEMBA!  Once you request to Skip-a-Pay and we verify the criteria, we will apply the $25 processing fee right to your loan balance. There are no upfront costs!  Then, you can use your loan payment money however you want  Simple & easy!

Our Skip A Pay program is a great way for members to skip a KEMBA loan payment for other expenses like:

  • Holiday spending
  • Unknown expenses
  • Auto repairs
  • Anything really!
skip-a-pay program

How do I take advantage of KEMBAs Skip A Pay?

When you’re ready submit the form below, it’s that simple!  Skip-a-Pay requests must be received 10 days before your loan payment is due!

Skip A Payment Disclosure

*Your KEMBA Loans must be in good standing to take advantage of this offer.  Skip A Pay is available once in a 12-month period per loan.  Use of Skip A Pay extends the term of your loan.  Any GAP, Credit Life or Disability payment protection added to your loan remains effective through the original maturity date.  Sorry, Mortgage loans, including home equity, are not eligible for Skip A Pay.

If your payment transfer comes from another institution, the transfer will still happen.  Rather than applying the funds to your loan, we will then deposit those funds into your KEMBA savings account for easy access!

Request a Skip A Pay Today!

  • Choose the type of loan you wish to skip your payment for.
  • Enter your loan number only. Do not include your member/ account number. (Loan number can be found on your statement or MyBranch overview. Example: XXXXXX-31) For a KEMBA Credit Card, enter CC as your loan number.
  • No matter how you pay (weekly, bi-weekly, semi-month or monthly) you can skip a whole calendar month. Please choose the month you wish to skip.
  • By submitting, we will verify your eligibility for skip a payment. If you qualify, a $25 fee will be added to your loan balance. Your due date will be advanced. The next due date following the month of your requested skip a payment will be your new due date. You authorize KEMBA to extend your final loan payment by one month. Interest will continue to accrue during the month you have chosen to skip a payment. A KEMBA Advisor will contact you to let you know if you are approved. Requests must be received 10 business days prior to your due date of the month requesting to skip. Ancillary products will end based on the original maturity date of your contract.