KEMBA will be closed on Friday, July 4, 2025 to observe Independence Day.

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PERSONAL LOANS & LINES OF CREDIT

A KEMBA Credit Union loan is the perfect solution for your individual needs! We offer closed end (term loans) as well as personal lines of credit. Speak with a KEMBA representative to determine what option is best for you and your situation.

Back to School Loan Special

Right now, borrow up to $3,300 for payments as low as $26/week with our BACK to SCHOOL Personal Loan Special! Hurry, this is a limited time offer. To take advantage, the loan bust be booked no later than Friday, 08/29/2025 by 4:00 PM.

 

Payment quote is based on a loan of $3,325 including the loan application fee with a term of 156 weeks at the special rate of 9.2% APR and includes credit life and disability payment protect. Max loan about is $3,300 and a $25 loan application fee applies. All loans are subject to credit approval and underwriting criteria.

KEMBA CREDIT UNION PERSONAL LOANS ARE PERFECT FOR:

  • Debt consolidation
  • Vacations
  • Back to school expenses
  • Auto repairs
  • Household items
  • Home repairs
  • Holiday needs
  • Anything you want!

BENEFITS OF BORROWING WITH KEMBA:

  • Quick and easy application  process
  • Flexible terms to fit your budget
  • Payment options (weekly, bi-Weekly, semi-monthly or monthly)
  • Rate discount for auto pay from a KEMBA checking account
  • Credit life & disability payment protection

KEMBA offers these loans to help you start to build a strong credit history!

CREDIT BUILDER LOAN

This loan can help you establish credit to prepare for your financial future! A minimum of $500 and maximum of $2,000 this loan type will help you build a healthy payment history. For this loan type, please contact us to start your application.

 

QUICK CASH LOAN

A KEMBA Quick Cash Loan is designed to help those with less than perfect credit and avoid payday lenders. Loan amounts range from $300 to $1,500. You must be an established member with with an active direct deposit. Please contact us if you are interested in applying for a KEMBA Quick Cash Loan.

Apply online with the link at the top of the page. Need assistance? Contact us to speak with a KEMBA Representative. We’ll help you figure out if a personal loan or line of credit is the right choice for you. Unsecured personal loans are subject to a $25 application fee.