KEMBA will be closed on Thursday, November 27, 2025 to observe Thanksgiving. We are thankful for your membership with KEMBA!

MyBranch Online Banking |

Holiday Loan Special

Max loan amount up to $2,500.00. A $25 unsecured loan application fee applies. Special rate of 9.2% APR for a max term of 25-months. Payment example includes credit life and disability payment protection with a first payment due 30 days from loan origination with a term of 108 weeks. Loan must be booked by Friday 01/16/2025 at 4:00 PM. All loans are subject to credit approval and underwriting criteria.

PERSONAL LOANS & LINES OF CREDIT MADE FOR YOU

A KEMBA Credit Union loan is the perfect solution for your individual needs—big or small. We offer both closed-end personal loans with fixed terms and flexible personal lines of credit you can use as needed. Whether you’re consolidating debt, covering unexpected expenses, or planning a major purchase, we’re here to help. Talk with a KEMBA representative to find the option that works best for you and your financial goals.

Use your Personal Loan or Line of Credit For:

Why borrow with KEMBA?

KEMBA offers these loan types to help you start to build a strong credit history!

Credit Builder Loan

Looking to establish or improve your credit? A KEMBA Credit Builder Loan can help you create a strong payment history and set the foundation for your financial future. Loan amounts range from $500 to $2,000, making it a great first step toward better credit. 

 

A better alternative to Payday Loans

A KEMBA Quick Cash Loan is designed to help members with less-than-perfect credit get the funds they need—without turning to high-cost payday lenders. Loan amounts range from $300 to $1,500, and all you need is an active direct deposit and established membership. 

 

Ready to get started? Use the link at the top of the page to begin your application. Need help? Contact us to connect with a KEMBA representative—we’re here to answer your questions and guide you every step of the way!