A KEMBA Credit Union loan is the perfect solution for your individual needs! We offer closed end (term loans) as well as personal lines of credit. Speak with a KEMBA representative to determine what option is best for you and your situation.
Members may qualify for a lower rate based on creditworthiness. Loan terms may not exceed 12 months. Stated payment calculation is based on a loan amount of $1,225 with the $25 being for the unsecured application fee for 12-months at a maximum rate of 12.25% and the first payment due on 01/01/2025. Changes in due date and other ancillary loan products such as credit life & disability payment protection will alter the loan payment amount. All loans are subject to credit approval and underwriting criteria.
KEMBA CREDIT UNION PERSONAL LOANS ARE PERFECT FOR:
BENEFITS OF BORROWING WITH KEMBA:
If you do not have established credit history or if your credit history is less than perfect, KEMBA can help. We offer these loans too!
CREDIT BUILDER LOAN
This loan can help you establish credit to prepare for your financial future! A minimum of $500 and maximum of $2,000 this loan type will help you build a healthy payment history. For this loan type, please contact us to start your application.
QUICK CASH LOAN
A KEMBA Quick Cash Loan is designed to help those with less than perfect credit and avoid payday lenders. Loan amounts range from $300 to $1,500. You must be an established member with with an active direct deposit. Please contact us if you are interested in applying for a KEMBA Quick Cash Loan.
Apply online with the link at the top of the page. Need assistance? Contact us to speak with a KEMBA Representative. We’ll help you figure out if a personal loan or line of credit is the right choice for you. Unsecured personal loans are subject to a $25 application fee.
