A KEMBA Credit Union loan is the perfect solution for your individual needs—big or small. We offer both closed-end personal loans with fixed terms and flexible personal lines of credit you can use as needed. Whether you’re consolidating debt, covering unexpected expenses, or planning a major purchase, we’re here to help. Talk with a KEMBA representative to find the option that works best for you and your financial goals.
Special savings for those Back to School expenses!
Right now, borrow up to $3,300 for payments as low as $26/week with our BACK to SCHOOL Personal Loan Special! Hurry, this is a limited time offer. To take advantage, the loan must be booked no later than Friday, 08/29/2025 by 5:00 PM.
Payment quote is based on a loan of $3,325 including the loan application fee with a term of 156 weeks at the special rate of 9.2% APR and includes credit life and disability payment protect. Max loan about is $3,300 and a $25 loan application fee applies. All loans are subject to credit approval and underwriting criteria.
Use your Personal Loan or Line of Credit For:
Why borrow with KEMBA?
KEMBA offers these loan types to help you start to build a strong credit history!
Credit Builder Loan
Looking to establish or improve your credit? A KEMBA Credit Builder Loan can help you create a strong payment history and set the foundation for your financial future. Loan amounts range from $500 to $2,000, making it a great first step toward better credit.
A better alternative to Payday Loans
A KEMBA Quick Cash Loan is designed to help members with less-than-perfect credit get the funds they need—without turning to high-cost payday lenders. Loan amounts range from $300 to $1,500, and all you need is an active direct deposit and established membership.
Ready to get started? Use the link at the top of the page to begin your application. Need help? Contact us to connect with a KEMBA representative—we’re here to answer your questions and guide you every step of the way!
