KEMBA Indianapolis Credit Union will be closed on Monday, May 25, 2026 to observe Memorial Day.

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Loan Protection that has You Covered!

Life doesn’t always go according to plan—that’s why KEMBA is here to help. We offer a variety of optional loan protection products designed to support you during difficult times, like unexpected repairs, disability, or even loss of life.

 

In addition, KEMBA offers coverage on most loans, with affordable costs that can be included in your monthly payment. These protections can reduce or even eliminate your financial responsibility, helping to ease the burden on you and your family when it matters most.

Loan Protection

Protect your wallet from a Total Loss— at a Lower Cost

Guaranteed Asset Protection (GAP) helps cover the difference between your insurance payout and the remaining balance on your loan if your vehicle is ever totaled or stolen. However, dealerships often charge a premium for this coverage, KEMBA offers the same protection at a much lower cost. It’s a smart, affordable way to protect your finances and your peace of mind. Talk to a KEMBA representative today to see how GAP can work for you.

Payment Protection for Life's What-ifs

KEMBA’s optional Payment Protection can help safeguard your loan—and your peace of mind. For example, in the event of an unexpected disability or even loss of life, this protection can reduce or cancel your remaining loan balance, easing the financial burden on you or your loved ones. It’s an affordable way to help ensure your payments are covered when you need support the most. Ask a KEMBA representative for details on how Payment Protection can work for you.

Extended Vehicle Protection That Goes the Distance

KEMBA partners with Route 66 Warranty to offer extended protection for your vehicle—whether it’s new or used. Additionally, this optional coverage goes far beyond  what the dealership’s offer, often at a lower cost and with more comprehensive benefits. Enjoy peace of mind with features like:

What's Included with Extended Vehicle Protection:

  • $0 Deductible on covered repairs
  • Nationwide coverage
  • 24/7 roadside assistance
  • Rental car reimbursement
  • Trip interruption protection
  • 30 Day money back guarantee
  • Direct claim payments
  • Fully transferable coverage

Get your FREE quote now!

Whether you already own your vehicle or are planning to buy one, all you need is the mileage and the VIN (Vehicle Identification Number) to get started.

Extended Warranty Quote

Ready to get Started?

When you’re ready, contact us today to see how these products can help you! A KEMBA representative can answer your questions and get the process started!

Coverage Disclaimer

Debt Protection is optional and does not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection . You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

CMFG Life Insurance Company (Home Office: Waverly, IA) underwrites Credit Life and Disability Insurance, and is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800- 0288, CI-MP-CE-POL; CI-MP-OE-CCPOL; CI-MP-OE-POL; B3a-800-0992.

CDCL, DP-6050627.1-1023-1125   © TruStage

 

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All loans are subject to credit approval and underwriting criteria. Membership with KEMBA is required. If you are a non member, applying for a loan will also initiate a membership application.