Loan Protection Products

Loan protection products from KEMBA offers you peace of mind


KEMBA offers a variety of loan protection products to help you when unforeseeable events happen. These situations are stressful enough!  These added protection products are available for most loans and affordable coverage is added right to your loan payment.  If your vehicle is totaled in an accident or if you become disabled and unable to work; our loan protection products are here to help you and your family continue to pay or eliminate financial responsibility on your loans. 

loan protection products

Protect Your Investment with a Route 66 Extended Warranty

We offer a complete line of Route 66 Extended Warranty coverage designed to keep your vehicle on the road. No matter where you travel in the United States, we can help protect you against major mechanical expenses.

  • No Deductible
  • Variety of Plans
  • Nationwide Vehicle Coverage
  • 24/7/365 Emergency Roadside Service
  • 30-Day Money-Back Guarantee
  • Direct Claim Payments via Visa/MasterCard
  • Battery replacement program

Receive a FREE quote right now for an extended warranty plan on the vehicle you currently own or the one your thinking about buying! All you need is the mileage and the VIN (Vehicle Identification Number).


Protect Your Vehicle Loan with GAP

Guaranteed Asset Protection (GAP) is an optional protection product made available by KEMBA Credit Union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. Speak with a KEMBA representative today for more information.

Credit Life and Disability Insurance

There is no way to predict an injury, illness or unexpected life event but you can take steps to help provide for your family if the unforeseen were to happen by protecting your loan with optional Credit Life and Credit Disability Insurance.

  • Protect your family from the unexpected
  • Knowing your protected may offer Peace of mind
  • Other income that you might have could be left available to cover other necessities in a time of need

Contact a KEMBA loan representative today to see how these products could help you!  We are passionate about the services we offer and about helping you!

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1811361.1-0617-0719