HOLIDAY NOTICE: KEMBA will be closed on Monday, September 1, 2025 to observe Labor Day.

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LOAN PROTECTION THAN HAS YOU COVERED!

Life doesn’t always go according to plan—but KEMBA is here to help. We offer a variety of optional loan protection products designed to support you during difficult times, like unexpected repairs, disability, or even loss of life. Coverage is available on most loans, with affordable costs that can be included in your monthly payment. These protections can reduce or even eliminate your financial responsibility, helping to ease the burden on you and your family when it matters most.

Protect your wallet from a Total Loss— at a Lower Cost

Guaranteed Asset Protection (GAP) helps cover the difference between your insurance payout and the remaining balance on your loan if your vehicle is ever totaled or stolen. While dealerships often charge a premium for this coverage, KEMBA offers the same protection at a much lower cost. It’s a smart, affordable way to protect your finances and your peace of mind. Talk to a KEMBA representative today to see how GAP can work for you.

Payment Protection for Life's What-ifs

KEMBA’s optional Payment Protection can help safeguard your loan—and your peace of mind. In the event of an unexpected disability or even loss of life, this protection can reduce or cancel your remaining loan balance, easing the financial burden on you or your loved ones. It’s an affordable way to help ensure your payments are covered when you need support the most. Ask a KEMBA representative for details on how Payment Protection can work for you.

Extended Vehicle Protection That Goes the Distance

KEMBA partners with Route 66 Warranty to offer extended protection for your vehicle—whether it’s new or used. This optional coverage goes far beyond the dealership’s offer, often at a lower cost and with more comprehensive benefits. Enjoy peace of mind with features like:

  • $0 Deductibleon covered repairs
  • Nationwide coverage
  • 24/7 roadside assistance
  • Rental car reimbursement
  • Trip interruption protection
  • 30 Day money back guarantee
  • Direct claim payments
  • Fully transferable coverage

Get your FREE quote now!

You can protect the vehicle you already own—or the one you’re planning to buy. All you need is the mileage and the VIN (Vehicle Identification Number) to get started.

Extended Warranty Quote

Contact us today to see how these products could help you!  We are passionate about the services we offer and about helping you!

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1811361.1-0617-0719