KEMBA will be closed on Friday, July 4, 2025 to observe Independence Day.

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It Really Does Pay to Have a KEMBA Checking Account!

With KEMBA’s Premium Checking, you can earn a higher yield just by doing simple everyday things—like using your debit card, enrolling in eStatements, and having direct deposit. It’s a rewarding way to manage your money, with no monthly service fee when qualifications are met. Experience the checking account that gives back—right here in Indianapolis.

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The Right Checking for Every Lifestyle!

Premium Checking*

This is our flagship checking account—packed with features, earning potential, and no monthly fees! It’s the first account many members open, and with good reason. When simple requirements are met each month, you’ll earn a Premium Rate on balances up to $5,000. There is a limit of 1 Premium Checking account per member. Monthly requirements are:

  • Receiving e-statements
  • Enrolled as a MyBranch online banking user
  • Sending at least 2 MyBranch bill payments each month
  • Receive a Direct Deposit
  • Complete 8 signature based Debit Card transactions each month

Basic Checking

This checking account is offered as a secondary checking account. It requires no minimum monthly balance. There are also no monthly fees, so it’s totally free!

Teen Checking

This is account is a great way to start your 13-17 year old on the path to make smart financial decisions. A parent/ guardian is required to be a join account owner. Your teen will enjoy convenient access with their own Debit Card, MyBranch online banking our MyMobile app. (Must enroll for online and mobile banking)

*To earn the premium rate during the statement cycle, you must complete 8 signature based debit card purchased with your KEMBA VISA Debit Card; receive your statement electronically; log in to MyBranch online banking and pay 2 or more bills online; and have one or more direct deposits into your account. If all account requirements are not met during the statement cycle, the rate will be 0.00% Annual Percentage Yield for that statement cycle. Statement cycle begins on the first calendar day of the month and ends on the last calendar day of the month. Please check the current truth in savings disclosure for current rate. There is a limit of 1 (one) Premium Checking account per member. Any balance exceeding $5,000 is not eligible for dividend earnings.

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©2025 KEMBA Indianapolis Credit Union

KEMBA Indianapolis Credit Union 444 S. Shortridge Road Indianapolis, Indiana 46219

(317) 351-5235
[email protected] NMLS#794595

Routing & Transit: 274074163