KEMBA will be closed on Thursday, November 27, 2025 to observe Thanksgiving. We are thankful for your membership with KEMBA!

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MyBranch Online Banking |

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MyBranch Online Banking |

Log In

Start a Chat

Open an Account

Apply for a Loan

It Really Does Pay to Have a KEMBA Checking Account!

Earn more with KEMBA’s Premium Checking! Use your debit card, enroll in eStatements, and set up direct deposit to qualify for a higher yield. You’ll skip monthly service fees when you meet the easy requirements—and enjoy a checking account that truly gives back, right here in Indianapolis.

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The Right Checking for Every Lifestyle!

Premium Checking*

Our flagship checking account comes packed with features, earning power, and no monthly fees! Many members choose this account first—and for good reason. Meet a few simple monthly requirements to earn a premium rate on balances up to $5,000. Each member may open one Premium Checking account. Monthly requirements are:

  • Receiving e-statements
  • Enrolled as a MyBranch online banking user
  • Sending at least 2 MyBranch bill payments each month
  • Receive a Direct Deposit
  • Complete 8 signature based Debit Card transactions each month

Basic Checking

Use this account as a secondary checking option—no minimum balance and no monthly fees. It’s simple, flexible, and completely free!

Level Up Teen Checking

Help your 13–17-year-old start making smart financial decisions with Level Up Teen Checking. A parent or guardian joins as a co-owner on the account. Your teen gets their own debit card plus access to MyBranch Online Banking and the MyMobile app.

*To earn the premium rate during each statement cycle, complete 8 signature-based debit card purchases with your KEMBA VISA® Debit Card. You’ll also need to receive eStatements, log in to MyBranch Online Banking to pay at least two bills, and receive one or more direct deposits into your account.

 

If you don’t meet all account requirements during a statement cycle, the rate will be 0.00% Annual Percentage Yield (APY) for that period. The statement cycle begins on the first calendar day of the month and ends on the last calendar day of the month.

 

Please review the current Truth in Savings Disclosure for the current rate. Each member may open one (1) Premium Checking account. Any balance exceeding $5,000 does not qualify for dividend earnings.