KEMBA proudly participates in the Shared Branching network, which lets our members perform transactions at other participating credit unions. We also welcome guest members from other credit unions to transact at KEMBA. CO-OP Shared Branching now offers IDCheck, a new security feature that makes your banking experience safer and more convenient.
Starting May 1, 2025, all Shared Branch locations will use IDCheck. As a guest member, you may need to complete IDCheck verification before you can transact on your account. Just scan a QR code with your phone, then verify your identity with a selfie and valid ID. This added security protects your account and helps prevent fraud.
Bring your smartphone and government issue ID when you visit a Shared Branch. Here’s what to do:
On future visits, the process becomes even faster. With a recognized device, just scan the QR code, enter your details, and get your access code instantly if your ID is valid and you use the same device.
IDCheck confirms your identity at any Shared Branch location, reduces fraud, and keeps transactions quick and efficient. This extra step adds protection without adding hassle—just scan, verify, and bank with confidence.
Thank you for being a KEMBA member! We commit to giving you a safe, smooth banking experience, whether you visit us or one of the thousands of Shared Branch locations nationwide. If you have any questions, contact us or speak with a KEMBA representative during your next visit.
KEMBA belongs to the CO-OP Shared Branch network, which gives you access to more than 5,000 credit union locations across the country. Whether you travel across town or across the nation, you can count on KEMBA to be there. Use the locator below to find one near you.
Before you visit a shared branch, you can scan this QR code with your mobile device , follow the instructions on the screen to start the process.
Existing Members- Login to MyBranch online banking to complete the application.
Not a member? Use this application to submit your loan request.
All loans are subject to credit approval and underwriting criteria. Membership with KEMBA is required. If you are a non member, applying for a loan will also initiate a membership application.
