KEMBA Indianapolis Credit Union will be closed on Monday, February 16, 2026 to observe Presidents Day.

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Home Equity Loans Built Around You

The equity in your home can be a powerful financial tool. At KEMBA, we make it easy to put that equity to work—whether you’re planning home improvements, consolidating debt, or covering a major expense.

 

With a Home Equity Loan or Line of Credit, you’ll get the funds you need with flexible options designed around your goals.

KEMBA HELOC offer

When you apply for a new Home Equity Line of Credit with KEMBA, you can take advantage of a 3.99% APR introductory rate for 6 months.

 

All newly originated home equity lines of credit will receive 3.99% annual percentage rate for all draws taken during the first 6 months.  After that, rates will revert to the regular home equity rate based on your credit score and property to loan value.  Rate information will be sent up to 45 days before promotional rate ends.  All loans are subject to credit approval and underwriting criteria.  NMLS#794595  This offer is subject to change without notice.

Use your Home Equity Loan for:

Why choose a KEMBA Home Equity Loan?

Ready to get started? Apply online or contact us to connect with a KEMBA representative. We’re here to answer your questions and guide you every step of the way. 

Home Equity Interest

Complete and submit this form to be contacted by a KEMBA Mortgage Representative.

  • This field is for validation purposes and should be left unchanged.
  • :
  • Please enter a number from 0 to 1000000.00.
  • Please enter a number from 0 to 1000000.00.
    Enter 0 if no mortgage.
  • By e-signing you agree to have a KEMBA Mortgage Advisor contact you to discuss your goals and opportunities. MLS# 794595

Apply for a Loan

Existing Members- Login to MyBranch online banking to complete the application.

Not a member? Use this application to submit your loan request.

All loans are subject to credit approval and underwriting criteria. Membership with KEMBA is required. If you are a non member, applying for a loan will also initiate a membership application.