Loan Rates
| Loans | APR* | |
| Auto Loan: 2016 – current model year |
as low as 3.09% |
|
| Auto Loan: 2015 and Older |
as low as 3.80% |
|
| Personal Loans** |
as low as 10.05% |
|
| Personal Line of Credit** |
Flexible rates and Terms Available |
|
| Home Equity Line of Credit |
Flexible rates and Terms Available |
|
| Fixed Rate Second Mortgage (certain restrictions apply) |
as low as 4.75% |
|
| Motorcycle: 2016 – current model year |
as low as 6.30% |
|
| Motorcycle: 2011-2015 |
as low as 7.30% |
|
| Motorcycle: 2010 and older |
as low as 8.55% |
**There is a $25 application fee for unsecured loan products. Funds must be on deposit at the time of application. If approved, we can add the $25 fee to your loan. See a KEMBA Representative for complete details.
| Visa Credit Cards | APR* | |
| Member Rewards |
12.75% to 21.00% |
|
| Member Classic |
11.65% to 21.00% |
|
| Member Secured |
21.00% |
Become a new card member today to take advantage of our introductory rate offers! Visit the KEMBA Visa Credit Card page for more information about our great offers!
*APR = Annual Percentage Rate. Rates, Terms and conditions are subject to change without notice. All loans are subject to credit approval and underwriting criteria. Rates listed above include a .25% discount for automatic payment. Rates may vary based on creditworthiness.
Mortgages
|
Please click here to see the most current mortgage rates. |
Deposit & Savings Rates
| Deposits |
Dividend Rate |
APY* |
Term |
| Checking |
0.000 |
0.000 |
n/a |
| Premium Checking $0 – $5,000.00 |
1.500 |
1.510 |
n/a |
| Premium Checking $5,000.00+ |
0.000 |
0.000 |
n/a |
| **Savings |
0.150 |
0.150 |
n/a |
| **Vacation Club |
0.150 |
0.150 |
n/a |
| **Holiday Club |
0.150 |
0.150 |
n/a |
| Special K Club |
0.200 |
0.200 |
n/a |
| IRA Club $0-$49.99 |
0.000 |
0.000 |
n/a |
| IRA Club $50-$4,999.99 |
0.300 |
0.300 |
n/a |
| IRA Club $5,000-$24,999 |
0.400 |
0.400 |
n/a |
| IRA Club $25,000+ |
0.450 |
0.450 |
n/a |
| Super Saver Club $0-$4,999 |
0.150 |
0.150 |
n/a |
| Super Saver Club $5,000-$9,999 |
0.200 |
0.200 |
n/a |
| Super Saver Club $10,000-$24,999 |
0.350 |
0.350 |
n/a |
| Super Saver Club $25,000-$49,999 |
0.350 |
0.350 |
n/a |
| Super Saver Club $50,000-$99,999 |
0.400 |
0.400 |
n/a |
| Super Saver Club $100,000+ |
0.500 |
0.500 |
n/a |
| Money Market $0-$2,499 |
0.000 |
0.000 |
n/a |
| Money Market $2,500-$9,999 |
0.400 |
0.400 |
n/a |
| Money Market $10,000-$49,999 |
0.500 |
0.500 |
n/a |
| Money Market $50,000+ |
0.600 |
0.600 |
n/a |
*APY = Annual Percentage Yield. **Savings accounts require a $50 minimum daily balance to earn dividend. Rates may vary after account is opened. Fees may reduce earnings.
| Certificates |
Interest Rate |
APY* |
Term |
|
| 14 Month Anniversary Certificate Special – $5000 Minimum |
1.840 |
1.850 |
14 |
|
| 3 Months |
0.200 |
0.200 |
3 |
|
| 6 Months |
0.400 |
0.400 |
6 |
|
| 12 Months |
0.500 |
0.500 |
12 |
|
| 18 Months |
0.600 |
0.600 |
18 |
|
| 24 Months |
0.850 |
0.850 |
24 |
|
| 30 Months |
0.900 |
0.900 |
30 |
|
| 36 Months |
1.000 |
1.000 |
36 |
|
| 48 Months |
1.290 |
1.300 |
48 |
|
| 60 Months |
1.540 |
1.550 |
60 |
|
| 3 Year Investment Certificate |
1.240 |
1.250 |
36 |
|
| 4 Year Investment Certificate |
1.590 |
1.600 |
48 |
|
| 5 Year Investment Certificate |
1.880 |
1.900 |
60 |
|
|
*APY = Annual Percentage Yield. An early withdrawal penalty may apply if funds are withdrawn prior to maturity. $500 minimum deposit required with the exception of the certificate special. |