Competitive Loan Rates:
| Loans | APR* | |
| Auto Loan – 2014-2016 |
as low as 2.740% |
|
| Auto Loan – 2013 and Older |
as low as 3.500% |
|
| Personal Loans |
as low as 9.70% |
|
| Personal Line of Credit |
Flexible rates and Terms Available |
|
| Home Equity Line of Credit |
Flexible rates and Terms Available |
|
| Fixed Rate Second Mortgage
(certain restrictions apply) |
as low as 4.750% |
|
| Motorcycle 2014-2016 |
as low as 5.95% |
|
| Motorcycle 2009-2013 |
as low as 6.95% |
|
| Motorcycle 2008 and older |
as low as 8.20% |
| Visa Credit Cards- | APR* | |
| Member Rewards |
11.75%-21.00% APR |
|
| Member Select |
10.65%-20.65% APR |
|
| Member Secure |
20.65% APR |
Take advantage of intro rate offers! Visit the KEMBA Visa Credit Card page for more information about our great offer!
*APR = Annual Percentage Rate.
•Rates, Terms and conditions are subject to change without notice
•Subject to credit approval and underwriting criteria
•Rates listed above include a .25% discount for automatic payment.
•Rates may vary based on creditworthiness.
| Mortgages |
|
Please click here to see the most current mortgage rates. |
Deposit and Savings Rates
| Deposits |
Dividend Rate |
APY* |
Term |
| Checking |
0.000 |
0.000 |
n/a |
| Premium Checking $0 – $5,000.00 |
1.500 |
1.510 |
n/a |
| Premium Checking $5,000.00+ |
0.000 |
0.000 |
n/a |
| **Savings |
0.150 |
0.150 |
n/a |
| **Vacation Club |
0.150 |
0.150 |
n/a |
| **Holiday Club |
0.150 |
0.150 |
n/a |
| Special K Club |
0.200 |
0.200 |
n/a |
| IRA Club $0-$49.99 |
0.000 |
0.000 |
n/a |
| IRA Club $50-$4,999.99 |
0.200 |
0.200 |
n/a |
| IRA Club $5,000-$24,999 |
0.300 |
0.300 |
n/a |
| IRA Club $25,000+ |
0.350 |
0.350 |
n/a |
| Super Saver Club $0-$4,999 |
0.150 |
0.150 |
n/a |
| Super Saver Club $5,000-$9,999 |
0.150 |
0.150 |
n/a |
| Super Saver Club $10,000-$24,999 |
0.200 |
0.200 |
n/a |
| Super Saver Club $25,000-$49,999 |
0.200 |
0.200 |
n/a |
| Super Saver Club $50,000-$99,999 |
0.250 |
0.250 |
n/a |
| Super Saver Club $100,000+ |
0.300 |
0.300 |
n/a |
| Money Market $0-$2,499 |
0.000 |
0.000 |
n/a |
| Money Market $2,500-$9,999 |
0.250 |
0.250 |
n/a |
| Money Market $10,000-$49,999 |
0.300 |
0.300 |
n/a |
| Money Market $50,000+ |
0.350 |
0.350 |
n/a |
|
*APY = Annual Percentage Yield. **Savings accounts require a $50 minimum daily balance to earn dividend. Rates may vary after account is opened. Fees may reduce earnings. |
||||
| Certificates |
Interest Rate |
APY* |
Term |
|
| 22 Month Certificate Special – $5000 Minimum |
0.750 |
0.750 |
22 |
|
| $500 Minimum 3 Months |
0.100 |
0.100 |
3 |
|
| $500 Minimum 6 Months |
0.150 |
0.150 |
6 |
|
| $500 Minimum 12 Months |
0.250 |
0.250 |
12 |
|
| $500 Minimum 18 Months |
0.300 |
0.300 |
18 |
|
| $500 Minimum 24 Months |
0.500 |
0.500 |
24 |
|
| $500 Minimum 30 Months |
0.550 |
0.550 |
30 |
|
| $500 Minimum 36 Months |
0.650 |
0.650 |
36 |
|
| $500 Minimum 48 Months |
0.950 |
0.950 |
48 |
|
| $500 Minimum 60 Months |
1.140 |
1.150 |
60 |
|
| $500 Minimum 3 Year Investment Certificate |
0.900 |
0.900 |
36 |
|
| $500 Minimum 4 Year Investment Certificate |
1.190 |
1.200 |
48 |
|
| $500 Minimum 5 Year Investment Certificate |
1.440 |
1.450 |
60 |
|
|
*APY = Annual Percentage Yield. An early withdrawal penalty may apply if funds are withdrawn prior to maturity. Rates are subject to change. |