Loan Rates
Loans | APR* | |
Auto Loan: 2020- Current Model Year |
as low as 2.89% |
|
Auto Loan: 2015-2019 |
as low as 3.19% |
|
Auto Loan: 2014 and Older |
as low as 5.99% |
|
Personal Loans** |
as low as 7.95% |
|
Personal Line of Credit** |
Flexible rates and Terms Available |
|
Home Equity Line of Credit |
Flexible rates and Terms Available |
|
Motorcycle: 2019 – current model year |
as low as 5.99% |
|
Motorcycle: 2014-2018 |
as low as 7.49% |
|
Motorcycle: 2013 and older |
as low as 8.79% |
**There is a $25 application fee for unsecured loan products. Funds must be on deposit at the time of application. If approved, we can add the $25 fee to your loan. See a KEMBA Representative for complete details.
Visa Credit Cards | APR* | |
Member Rewards |
11.00- 21.00% |
|
Member Classic |
9.90- 19.90% |
|
Member Secured |
19.90% |
Become a new card member today to take advantage of our introductory rate offers! Visit the KEMBA Visa Credit Card page for more information about our great offers!
*APR = Annual Percentage Rate. Rates, Terms and conditions are subject to change without notice. All loans are subject to credit approval and underwriting criteria. Rates listed above include a .25% discount for automatic payment. Rates may vary based on creditworthiness.
Mortgages
Start your quote today to see your rate options. |
Deposit & Savings Rates
Deposits |
Dividend Rate |
APY* |
Term |
Checking |
0.000 |
0.000 |
n/a |
Premium Checking $0 – $5,000.00 |
0.250 |
0.250 |
n/a |
Premium Checking $5,000.00+ |
0.000 |
0.000 |
n/a |
**Savings |
0.050 |
0.050 |
n/a |
**Vacation Club |
0.050 |
0.050 |
n/a |
**Holiday Club |
0.050 |
0.050 |
n/a |
Special K Club |
0.100 |
0.100 |
n/a |
IRA Club $0-$49.99 |
0.000 |
0.000 |
n/a |
IRA Club $50-$4,999.99 |
0.100 |
0.100 |
n/a |
IRA Club $5,000-$24,999 |
0.200 |
0.200 |
n/a |
IRA Club $25,000+ |
0.250 |
0.250 |
n/a |
Super Saver Club $0-$4,999 |
0.050 |
0.050 |
n/a |
Super Saver Club $5,000-$9,999 |
0.050 |
0.050 |
n/a |
Super Saver Club $10,000-$24,999 |
0.150 |
0.150 |
n/a |
Super Saver Club $25,000-$49,999 |
0.150 |
0.150 |
n/a |
Super Saver Club $50,000-$99,999 |
0.200 |
0.200 |
n/a |
Super Saver Club $100,000+ |
0.250 |
0.250 |
n/a |
Money Market $0-$2,499 |
0.000 |
0.000 |
n/a |
Money Market $2,500-$9,999 |
0.100 |
0.100 |
n/a |
Money Market $10,000-$49,999 |
0.200 |
0.200 |
n/a |
Money Market $50,000+ |
0.300 |
0.300 |
n/a |
*APY = Annual Percentage Yield. **Savings accounts require a $50 minimum daily balance to earn dividend. Rates may vary after account is opened. Fees may reduce earnings.
Certificates |
Dividend Rate |
APY* |
Term |
|
No certificate special at this time |
0.000 |
0.000 |
00 |
|
3 Months |
0.050 |
0.050 |
3 |
|
6 Months |
0.150 |
0.150 |
6 |
|
12 Months |
0.250 |
0.250 |
12 |
|
18 Months |
0.300 |
0.300 |
18 |
|
24 Months |
0.350 |
0.350 |
24 |
|
30 Months |
0.400 |
0.400 |
30 |
|
36 Months |
0.450 |
0.450 |
36 |
|
48 Months |
0.550 |
0.550 |
48 |
|
60 Months |
0.650 |
0.650 |
60 |
|
3 Year Investment Certificate |
0.550 |
0.550 |
36 |
|
4 Year Investment Certificate |
0.650 |
0.650 |
48 |
|
5 Year Investment Certificate |
0.750 |
0.750 |
60 |
*APY = Annual Percentage Yield. An early withdrawal penalty may apply if funds are withdrawn prior to maturity. $500 minimum deposit required with the exception of the certificate special. |