Rates

Competitive Loan Rates:

Loans APR*      
Auto Loan – 2014-2016

 as low as

2.740%

Calculator

Auto Loan – 2013 and Older

as low as

3.500%

Calculator

Personal Loans

as low as

9.70%

Calculator

Personal Line of Credit

Flexible rates and Terms Available

Home Equity Line of Credit

Flexible rates and Terms Available

Fixed Rate Second Mortgage

(certain restrictions apply)

as low as

4.750%

Calculator

 Motorcycle 2014-2016

as low as

5.95%

 Motorcycle 2009-2013

as low as

6.95%

 Motorcycle 2008 and older

as low as

8.20%

 

Visa Credit Cards- APR*      
Member Rewards

11.75%-21.00% APR

Member Select

10.65%-20.65% APR

Member Secure

20.65% APR

Take advantage of intro rate offers!  Visit the KEMBA Visa Credit Card page for more information about our great offer!

*APR = Annual Percentage Rate.
•Rates, Terms and conditions are subject to change without notice
•Subject to credit approval and underwriting criteria
•Rates listed above include a .25% discount for automatic payment.
•Rates may vary based on creditworthiness.

Mortgages

Please click here to see the most current mortgage rates.

Deposit and Savings Rates

Deposits

Dividend Rate

APY*

Term

Checking

0.000

0.000

n/a

Premium Checking $0 – $5,000.00

1.500

1.510

n/a

Premium Checking $5,000.00+

0.000

0.000

n/a

**Savings

0.150

0.150

n/a

**Vacation Club

0.150

0.150

n/a

**Holiday Club

0.150

0.150

n/a

Special K Club

0.200

0.200

n/a

IRA Club $0-$49.99

0.000

0.000

n/a

IRA Club $50-$4,999.99

0.200

0.200

n/a

IRA Club $5,000-$24,999

0.300

0.300

n/a

IRA Club $25,000+

0.350

0.350

n/a

Super Saver Club $0-$4,999

0.150

0.150

n/a

Super Saver Club $5,000-$9,999

0.150

0.150

n/a

Super Saver Club $10,000-$24,999

0.200

0.200

n/a

Super Saver Club $25,000-$49,999

0.200

0.200

n/a

Super Saver Club $50,000-$99,999

0.250

0.250

n/a

Super Saver Club $100,000+

0.300

0.300

n/a

Money Market $0-$2,499

0.000

0.000

n/a

Money Market $2,500-$9,999

0.250

0.250

n/a

Money Market $10,000-$49,999

0.300

0.300

n/a

Money Market $50,000+

0.350

0.350

n/a

*APY = Annual Percentage Yield. **Savings accounts require a $50 minimum daily balance to earn dividend.  Rates may vary after account is opened.  Fees may reduce earnings.

Certificates

Interest Rate

APY*

Term

22 Month Certificate Special – $5000 Minimum

0.750

0.750

22

$500 Minimum 3 Months

0.100

0.100

3

$500 Minimum 6 Months

0.150

0.150

6

$500 Minimum 12 Months

0.250

0.250

12

$500 Minimum 18 Months

0.300

0.300

18

$500 Minimum 24 Months

0.500

0.500

24

$500 Minimum 30 Months

0.550

0.550

30

$500 Minimum 36 Months

0.650

0.650

36

$500 Minimum 48 Months

0.950

0.950

48

$500 Minimum 60 Months

1.140

1.150

60

$500 Minimum 3 Year Investment Certificate

0.900

0.900

36

$500 Minimum 4 Year Investment Certificate

1.190

1.200

48

$500 Minimum 5 Year Investment Certificate

1.440

1.450

60

*APY = Annual Percentage Yield.

An early withdrawal penalty may apply if funds are withdrawn prior to maturity.  Rates are subject to change.