Auto loan rebate offer

Move your current Auto Loan from your current lender to over to KEMBA and earn up to $500 cash back!  Our 1% Auto Loan Rebate Special is here for a limited time!  See why having a KEMBA Credit Union Auto Loan is better for you!

Benefits of borrowing with KEMBA include:

  • Your choice of payment frequency (weekly, bi-weekly, semi-monthly or monthly)
  • Convenient payment options (cash, payroll deduction, transfer from your account, online payments)
  • Exceptional Member Service- We are easily accessible and here for you!
  • Save on payment or total cost of interest, maybe both!
  • We have your best interest in mind!


Submit the form below to speak with a KEMBA Representative about refinacing your vehicle!  If you’re ready to apply, click on the loan application button!  We’ll make the process as quick and easy as possible!  A few minutes of your time could save you BIG!

All loans are subject to credit approval and underwriting criteria.  Loans refinanced from another lender to KEMBA will earn 1% of the refinanced balance as a cash back rebate.  Cash back funds will be deposited directly to your KEMBA checking/ savings account within 48 hours of loan closing.  Add on ancillary products such as GAP or extended warranty or cash out are amounts not eligible  to be calculated in to the rebate amount.  Maximum cash back amount is $500.

Here’s an example of an actual refinanced auto loan of a current KEMBA Member!

We refinanced a 2018 vehicle for a member.

  Dealer Financing Info KEMBA Info
Original Amount $18,718.07 $17,546.67 (balance after a few payments) 
Rate 5.24% 3.35% (1.89% Lower)
Finance Charges $3137.00 $1,822.25 (Savings of $1,315.00)
Payment $304.00/mo $269.00/mo (Savings of $35.00/mo.)

This loan earned the member $175.47 in a 1% cash back rebate!

Loan and rate information based on refinance done 5/1/2018

Auto Loan Refinance Request

  • :
    Enter the best time a KEMBA Representative can contact you.
  • Choose the year of the vehicle you are interested in refinancing.
  • Please enter a number from 1000 to 999999.
    Enter either the exact or estimated amount needed to refinance your loan.
  • What condition is your vehicle in?
  • This field is for validation purposes and should be left unchanged.