Indianapolis Bakery- Kroger

Welcome to the Kroger family!  As an employee of the Kroger Indianapolis Bakery, you’re eligible for membership with KEMBA Credit Union!  KEMBA stands for Kroger Employee Mutual Benefits Association.  We’ve been helping Kroger employees and their familys acheive heir financial goals since 1933.  Now, let us help with yours!

Benefits of KEMBA membership

KEMBA is a full service credit union offering a variety of helpful banking services.  Banking with KEMBA is a convenient option!  We’re right around the corner from the Indianapolis Bakery facilities.  Plus, we offer many other ways to access your account(s) in person or virtually.  Other benefits include:

  • Direct Deposit- set up automatic transfers to disburse to your KEMBA loans and accounts
  • Easy borrowing- KEMBA loans offer an easy application process with a quick turn around time
  • Payment options- Pay your KEMBA loan(s) with a variety of payment options including paying weekly directly from your direct deposit
  • Holiday Club- Conveniently save for the holidays with this special savings account
  • Vacation Club- Easily save for vacations by adding to this specialized saving account
  • Free checking and KEMBA Visa Debit Card
  • Dozens of electronic services that help make banking quick and easy
  • Network of over 55,000 surcharge-free ATMs nationwide
  • Coast to coast access at more than 5,000 branches in the CO-OP shared branch network
  • More!

KEMBA products & services

We invite you to learn more about the products & services we offer.  Use the buttons below for quick navigation to some of our products & services.  You can also use the menu items at the top of the page to view more.

All KEMBA members open a membership savings account with a minimum balance of $5.  Once your savings account is established, you can add other products and services to your KEMBA membership.

Hours & Locations

If you have any questions, please let us know.  A KEMBA member service representative would be happy to answer your questions or assist you with opening your KEMBA membership. Reach us during normal business hours at 317-351-5235 or email at